Requirements
Insurance Q&A
Answers to the coverage questions we get most before a first booking.
Do I need insurance in order to rent?+
Yes. Every renter needs a valid COI covering the full value of the rented equipment, plus general liability. If you don't have insurance, booking through ShareGrid is an option.
Are there any insurance brokers' policies you don't accept?+
Yes — we don't accept policies from Thimble.
What sort of policy do I need to get?+
A policy that covers rented production equipment is called an "Inland Marine" policy.
How much does the policy need to cover?+
The full replacement value of everything you're renting for the production — not just from us. For example, if you rent $10,000 in gear from us and $5,000 from another rental house, your policy needs to cover $15,000 total.
Where can I get rented production equipment insurance?+
Not every broker offers Inland Marine coverage. If you already have a general liability policy, ask your broker if they offer a short-term Inland Marine add-on. If not, Athos Insurance offers both short-term and annual policies.
I bought an Inland Marine policy — now what?+
Have your broker issue us a COI (Certificate of Insurance) — this is different from the Proof of Insurance you get after purchasing. The COI needs to name Twelve Spies Rentals as "loss payee," with our name and address listed under the certificate holder section.